|16.02.2024 23:59:59 Истёк срок подачи заявок
|По результатам собеседования
Истёк срок подачи заявок
Position: Local Expert
Type of Contract: Service Contract
Duration of Contract: (3 months from the start of the agreement with the possibility of extension)
Base Station: Kyrgyzstan
Access to credit remains a significant barrier for women entrepreneurs in Kyrgyzstan, hindering their ability to start businesses, invest in production processes, enhance efficiency, and scale operations.
A national program supporting women's entrepreneurship was approved by the Cabinet of Ministers more than two years ago, spanning from 2022 to 2026. The program outlines initiatives such as “providing state loans to women entrepreneurs”, “organizing partnerships with commercial banks to offer low-interest loans without collateral”, and “recommending that banks allocate 30% of their loans to women entrepreneurs”. However, the implementation of this program has faced numerous challenges. The Ministry of Economy and Commerce (MEC) of the Kyrgyz Republic has cited insufficient capacity and resources for effectively managing and reporting on the program's progress. Although the government officially supports women with state loans and access to land, unclear procedures and a lack of information about these mechanisms have rendered them largely unused by the intended beneficiaries.
Several key issues contribute to the limited access of women to state loans:
1. Lack of financial literacy and awareness regarding available support and loan procedures.
2. Stringent bureaucratic requirements imposed by banks for obtaining state loans.
3. Many women entrepreneurs are either not formally registered or lack the necessary financial and banking documentation to meet the requirements of banks.
4. Commercial banks themselves show little interest in lending state loans to small and medium-sized businesses, regardless of gender. As state loans are typically interest-free, banks are reluctant to process applications without receiving a commission.
Therefore, EGED’s objective is to improve the effectiveness of the State Loans Mechanism for women, to be adopted by Government, through technical expertise.
As a minimum requirement, the Consultant will have:
The main purpose of this assignment is to hire an expert to produce Case-study research produced on the effectiveness of the State Loans Mechanism, to be delivered and discussed in a roundtable with relevant policymakers including government/ministry representatives. It would propose the development of an improved and streamlined state loan mechanism tailored to women entrepreneurs. The primary objective is to enhance the effectiveness of the state loan system, with a specific focus on better supporting and benefiting women entrepreneurs in Kyrgyzstan. Expert consultation is necessary to optimize the structure and functionality of the loan system, aiming to create a more accessible and supportive environment for women in business and provide specific recommendations (that do not require additional funds and are executable) on the development of interest-free/preferential government loans for women entrepreneurs in the Kyrgyz Republic.
The consultant is expected to work with the Project Team. The work consists of research and roundtable to be undertaken be based on the following tasks:
Activity 1: Research
Provision of Context:
Identify and mapping of Key actors:
Development of Recommendations:
Suggest Capacity Building and Awareness Raisings:
Design a Monitoring and Evaluation Framework
Activity 2: Roundtable
Deliverables should be provided according to the schedule below.
The following package of documents should be sent to the email address: email@example.com by February 16, 2024.
ACTED is a non-governmental organization with headquarters in Paris, founded in 1993. Independent, private and not-for-profit, ACTED respects a strict political and religious impartiality and operates according to principles of non-discrimination and transparency.
ACTED endeavors to respond to humanitarian crises and build resilience; promote inclusive and sustainable growth; co-construct effective governance and support the building of civil society worldwide by investing in people and their potential.
ACTED’s mission is to save lives and support people in meeting their needs in hard to reach areas.
ACTED develops and implements programmes that target the most vulnerable amongst populations that have suffered from conflict, natural disaster, or socio-economic hardship.
ACTED’s approach looks beyond the immediate emergency towards opportunities for longer term livelihoods reconstruction and sustainable development.
As of 2018, ACTED was present in four continents and our teams intervene in 37 countries towards 16 million people, responding to emergency situations, supporting rehabilitation projects and accompanying the dynamics of development.